Refried beans mixed with garlic, onions, and fire-roasted tomatoes covered in lots of ooey gooey pepper jack cheese.
In an oven safe skillet heat the olive oil over medium/low heat. Add onions and cook for 3-4 minutes until translucent.
Add garlic, chili powder, salt and crushed red pepper. Mix to combine and heat through for 1 minute.
Preheat the broiler in your oven to high.
Take the pan off the heat. mix in the beans, tomatoes, green chiles, sour cream, 1 cup of cheese along with the lime juice. Mix until combined evenly.
Top the dip with remaining cheese. Place under the broiler for about 4 minutes until the cheese is golden and melted.
Top with cilantro and and scallions. Serve with tortilla chips